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For Employers

IAFF MERP is a tax-advantaged Retiree Medical Trust that helps fire fighters manage healthcare expenses in retirement through employer-funded contributions made during active employment. Structured as a multi-employer VEBA under IRC 501(c)(9), the program helps protect Trust assets while supporting eligible members between retirement and Medicare eligibility.

Forms & Documents

Get quick access to commonly used plan documents, forms, and reports.

General Information for Employers

IAFF MERP helps fire fighters prepare for retirement healthcare costs through a tax-advantaged Retiree Medical Trust funded by employer contributions.

Bargaining Language Requirements

Learn how IAFF MERP participation is structured, negotiated, and administered for employers and fire fighter Locals.

Contribution & Eligibility Reporting

Find reporting guidelines, contribution procedures, and common payroll reporting scenarios for participating IAFF MERP employers.

Employer Resources

Access flyers, guides, templates, and other resources to help employers support IAFF MERP communication and reporting.