Line of fire fighter faces

Who We Are

The IAFF Medical Expense Reimbursement Plan (MERP) provides participating fire fighter union Locals around the country provide a benefit plan that helps retired fire fighters cover their health insurance premiums and medical expenses in retirement. This tax-sheltered investment plan was developed by fire fighters to meet their long-term healthcare needs. The links on this page will lead you to information about the plan, how it’s managed, and commonly used Plan documents and forms.

Locals across the U.S. are signing up

Check out the locals who are already participating in the IAFF MERP Plan with our interactive map.

History of the Plan

Learn about the history of the Plan, including the mergers that led to the creation of the new IAFF MERP.

Trust Advisors

Get to know the advisors and consultants who manage the Trust on a day-to-day basis.

Board of Trustees

Meet team of experienced fire fighters and advisors on the Board of Trustees.


Check out our interactive map of Locals around the country participating in the Plan.

For Trustees

Our limited-access page for Plan advisors, consultants, and trustees.